<p dir="ltr"><strong><span style="font-size:16ptpx"><span style="color:#000000"><span style="background-color:#ffffff">Credit rating agencies are companies that provide objective estimates on how capable a debt issuer (ex. banks, companies, governments) is in fulfilling its debt obligations. Today we usually see these valuations expressed in letters like AAA, BB+, or D. Standard &amp; Poor’s (S&amp;P), Moody’s and Fitch Ratings are currently the top Agencies.</span></span></span></strong></p>